Texas Christian University vs University of St Thomas: which has better ROI?
University of St Thomas has the better ROI: it clears its 4-year net cost of $77,436 in 7.1 years versus 7.3 years at Texas Christian University, on median earnings of $59,224 vs $68,424 ten years out. (Scorecard, 2026 · our math.)
| Measure | Texas Christian University | University of St Thomas |
|---|---|---|
| Net price / yr | $36,660 | $19,359 |
| Total net cost | $146,640 | $77,436 |
| Median earnings, 10 yrs | $68,424 | $59,224 |
| Median debt | $21,500 | $19,928 |
| Payback | 7.3 yrs | 7.1 yrs |
| 20-year net return | $254,640 | $139,844 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Texas Christian University or University of St Thomas?
University of St Thomas, at $19,359 a year after aid versus $36,660 — a gap of $17,301 a year, or $69,204 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Texas Christian University or University of St Thomas graduates earn more?
Texas Christian University graduates report a median $68,424 ten years after entry, $9,200 more than the $59,224 at University of St Thomas. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Texas Christian University or University of St Thomas?
University of St Thomas: its completers carry a median $19,928 in federal loans versus $21,500 at Texas Christian University, a difference of $1,572. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
86% of students finish at Texas Christian University, against 69% at University of St Thomas. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.