University of the Pacific — ROI, Cost & Payback
University of the Pacific charges a net price of $25,447/yr after aid — a 4-year total of $101,788. Graduates earn a median $78,445 ten years after entry, $30,085/yr above the $48,360 high-school baseline, clearing the total in 3.4 years — a 20-year net return of $499,912, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
University of the Pacific's 3.4-year payback ranks #224 of 1,280 US colleges we track — better ROI than 83% of them, and #50 of 334 in California.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $25,447/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $101,788 | our math |
| Median earnings, 10 yrs after entry | $78,445 | Scorecard, 2026 |
| Earnings premium over HS baseline | $30,085/yr | our math |
| Median debt (completers) | $19,500 | Scorecard, 2026 |
| Payback | 3.4 yrs | our math |
| 20-year net return | $499,912 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on University of the Pacific's own numbers. Net price $25,447 × 4 years = $101,788 total. Median earnings $78,445 − the $48,360 high-school baseline = $30,085 a year of premium. $101,788 ÷ $30,085 = 3.4 years to break even; twenty years of that premium minus the cost leaves $499,912. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do University of the Pacific students graduate with?
A median $19,500 in federal loans among completers, or 25% of the $78,445 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of University of the Pacific students graduate?
69% finish their degree — 31% leave carrying the cost without the credential. Spread the $101,788 bill across that completion rate and the cohort pays $147,519 per graduate produced — our math, and the figure a payback number never shows.
Is University of the Pacific expensive compared with other California colleges?
Its $25,447 net price runs $5,542 above the $19,905 median across the 334 California colleges we profile, or $22,168 more across the full degree.