Westfield State University — ROI, Cost & Payback
Westfield State University charges a net price of $16,721/yr after aid — a 4-year total of $66,884. Graduates earn a median $57,346 ten years after entry, $8,986/yr above the $48,360 high-school baseline, clearing the total in 7.4 years — a 20-year net return of $112,836, a solid payback. (Scorecard, 2026 · our math.)
Westfield State University's 7.4-year payback ranks #654 of 1,280 US colleges we track — better ROI than 49% of them, and #38 of 85 in Massachusetts.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $16,721/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $66,884 | our math |
| Median earnings, 10 yrs after entry | $57,346 | Scorecard, 2026 |
| Earnings premium over HS baseline | $8,986/yr | our math |
| Median debt (completers) | $22,457 | Scorecard, 2026 |
| Payback | 7.4 yrs | our math |
| 20-year net return | $112,836 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Westfield State University's own numbers. Net price $16,721 × 4 years = $66,884 total. Median earnings $57,346 − the $48,360 high-school baseline = $8,986 a year of premium. $66,884 ÷ $8,986 = 7.4 years to break even; twenty years of that premium minus the cost leaves $112,836. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Westfield State University students graduate with?
A median $22,457 in federal loans among completers, or 39% of the $57,346 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Westfield State University students graduate?
54% finish their degree — 46% leave carrying the cost without the credential. Spread the $66,884 bill across that completion rate and the cohort pays $123,859 per graduate produced — our math, and the figure a payback number never shows.
Is Westfield State University expensive compared with other Massachusetts colleges?
Its $16,721 net price runs $8,162 below the $24,883 median across the 85 Massachusetts colleges we profile, and $32,648 less across the full degree.