Westfield State University vs Benjamin Franklin Cummings Institute of Technology: which has better ROI?
Benjamin Franklin Cummings Institute of Technology has the better ROI: it clears its 4-year net cost of $61,952 in 6.7 years versus 7.4 years at Westfield State University, on median earnings of $57,556 vs $57,346 ten years out. (Scorecard, 2026 · our math.)
| Measure | Westfield State University | Benjamin Franklin Cummings Institute of Technology |
|---|---|---|
| Net price / yr | $16,721 | $15,488 |
| Total net cost | $66,884 | $61,952 |
| Median earnings, 10 yrs | $57,346 | $57,556 |
| Median debt | $22,457 | $12,000 |
| Payback | 7.4 yrs | 6.7 yrs |
| 20-year net return | $112,836 | $121,968 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Westfield State University or Benjamin Franklin Cummings Institute of Technology?
Benjamin Franklin Cummings Institute of Technology, at $15,488 a year after aid versus $16,721 — a gap of $1,233 a year, or $4,932 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Westfield State University or Benjamin Franklin Cummings Institute of Technology graduates earn more?
Benjamin Franklin Cummings Institute of Technology graduates report a median $57,556 ten years after entry, $210 more than the $57,346 at Westfield State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Westfield State University or Benjamin Franklin Cummings Institute of Technology?
Benjamin Franklin Cummings Institute of Technology: its completers carry a median $12,000 in federal loans versus $22,457 at Westfield State University, a difference of $10,457. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
54% of students finish at Westfield State University, against 46% at Benjamin Franklin Cummings Institute of Technology. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.