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Academy of Art University vs National Career Education: which has better ROI?

Private for-profit, San Francisco CA · vs · Private for-profit, Citrus Heights CA

The verdict

Neither clears its cost on institution-wide earnings, but National Career Education comes closer — median earnings $38,015 against a $101,520 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)

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Head to head
MeasureAcademy of Art UniversityNational Career Education
Net price / yr$40,613$25,380
Total net cost$162,452$101,520
Median earnings, 10 yrs$39,008$38,015
Median debt$31,000$7,853
Payback
20-year net return-$349,492-$308,420

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Academy of Art University or National Career Education?

National Career Education, at $25,380 a year after aid versus $40,613 — a gap of $15,233 a year, or $60,932 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Academy of Art University or National Career Education graduates earn more?

Academy of Art University graduates report a median $39,008 ten years after entry, $993 more than the $38,015 at National Career Education. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Academy of Art University or National Career Education?

National Career Education: its completers carry a median $7,853 in federal loans versus $31,000 at Academy of Art University, a difference of $23,147. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

83% of students finish at National Career Education, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Academy of Art University vs National Career Education: frequently asked questions

Is Academy of Art University or National Career Education a better value?
National Career Education comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Academy of Art University or National Career Education?
National Career Education: $25,380/yr net price after aid versus $40,613/yr at Academy of Art University — a difference of $15,233 a year, or about $60,932 over four years.
Do Academy of Art University or National Career Education graduates earn more?
Academy of Art University graduates earn a median $39,008 ten years after entry, versus $38,015 at National Career Education — a $993 gap. This blends every major, so a specific field can flip it.