Degree Dividend
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Academy of Art University vs Pima Medical Institute-Chula Vista: which has better ROI?

Private for-profit, San Francisco CA · vs · Private for-profit, Chula Vista CA

The verdict

Neither clears its cost on institution-wide earnings, but Pima Medical Institute-Chula Vista comes closer — median earnings $38,673 against a $114,244 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)

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Head to head
MeasureAcademy of Art UniversityPima Medical Institute-Chula Vista
Net price / yr$40,613$28,561
Total net cost$162,452$114,244
Median earnings, 10 yrs$39,008$38,673
Median debt$31,000$9,500
Payback
20-year net return-$349,492-$307,984

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Academy of Art University or Pima Medical Institute-Chula Vista?

Pima Medical Institute-Chula Vista, at $28,561 a year after aid versus $40,613 — a gap of $12,052 a year, or $48,208 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Academy of Art University or Pima Medical Institute-Chula Vista graduates earn more?

Academy of Art University graduates report a median $39,008 ten years after entry, $335 more than the $38,673 at Pima Medical Institute-Chula Vista. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Academy of Art University or Pima Medical Institute-Chula Vista?

Pima Medical Institute-Chula Vista: its completers carry a median $9,500 in federal loans versus $31,000 at Academy of Art University, a difference of $21,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

62% of students finish at Pima Medical Institute-Chula Vista, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Academy of Art University vs Pima Medical Institute-Chula Vista: frequently asked questions

Is Academy of Art University or Pima Medical Institute-Chula Vista a better value?
Pima Medical Institute-Chula Vista comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Academy of Art University or Pima Medical Institute-Chula Vista?
Pima Medical Institute-Chula Vista: $28,561/yr net price after aid versus $40,613/yr at Academy of Art University — a difference of $12,052 a year, or about $48,208 over four years.
Do Academy of Art University or Pima Medical Institute-Chula Vista graduates earn more?
Academy of Art University graduates earn a median $39,008 ten years after entry, versus $38,673 at Pima Medical Institute-Chula Vista — a $335 gap. This blends every major, so a specific field can flip it.