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Academy of Art University vs Summit College: which has better ROI?

Private for-profit, San Francisco CA · vs · Private for-profit, San Bernardino CA

The verdict

Neither clears its cost on institution-wide earnings, but Summit College comes closer — median earnings $40,187 against a $119,704 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)

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Head to head
MeasureAcademy of Art UniversitySummit College
Net price / yr$40,613$29,926
Total net cost$162,452$119,704
Median earnings, 10 yrs$39,008$40,187
Median debt$31,000$7,600
Payback
20-year net return-$349,492-$283,164

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Academy of Art University or Summit College?

Summit College, at $29,926 a year after aid versus $40,613 — a gap of $10,687 a year, or $42,748 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Academy of Art University or Summit College graduates earn more?

Summit College graduates report a median $40,187 ten years after entry, $1,179 more than the $39,008 at Academy of Art University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Academy of Art University or Summit College?

Summit College: its completers carry a median $7,600 in federal loans versus $31,000 at Academy of Art University, a difference of $23,400. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

62% of students finish at Summit College, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Academy of Art University vs Summit College: frequently asked questions

Is Academy of Art University or Summit College a better value?
Summit College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Academy of Art University or Summit College?
Summit College: $29,926/yr net price after aid versus $40,613/yr at Academy of Art University — a difference of $10,687 a year, or about $42,748 over four years.
Do Academy of Art University or Summit College graduates earn more?
Summit College graduates earn a median $40,187 ten years after entry, versus $39,008 at Academy of Art University — a $1,179 gap. This blends every major, so a specific field can flip it.