Degree Dividend
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Allegany College of Maryland vs The Temple Annapolis-A Paul Mitchell Partner School: which has better ROI?

Public, Cumberland MD · vs · Private for-profit, Annapolis MD

The verdict

Neither clears its cost on institution-wide earnings, but Allegany College of Maryland comes closer — median earnings $38,476 against a $17,638 total, vs $27,891 at The Temple Annapolis-A Paul Mitchell Partner School. (Scorecard, 2026 · our math.)

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Head to head
MeasureAllegany College of MarylandThe Temple Annapolis-A Paul Mitchell Partner School
Net price / yr$8,819$31,528
Total net cost$17,638$126,112
Median earnings, 10 yrs$38,476$27,891
Median debt$13,702$9,833
Payback
20-year net return-$215,318-$535,492

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Allegany College of Maryland or The Temple Annapolis-A Paul Mitchell Partner School?

Allegany College of Maryland, at $8,819 a year after aid versus $31,528 — a gap of $22,709 a year, or $108,474 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Allegany College of Maryland or The Temple Annapolis-A Paul Mitchell Partner School graduates earn more?

Allegany College of Maryland graduates report a median $38,476 ten years after entry, $10,585 more than the $27,891 at The Temple Annapolis-A Paul Mitchell Partner School. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Allegany College of Maryland or The Temple Annapolis-A Paul Mitchell Partner School?

The Temple Annapolis-A Paul Mitchell Partner School: its completers carry a median $9,833 in federal loans versus $13,702 at Allegany College of Maryland, a difference of $3,869. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

85% of students finish at The Temple Annapolis-A Paul Mitchell Partner School, against 40% at Allegany College of Maryland. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Allegany College of Maryland vs The Temple Annapolis-A Paul Mitchell Partner School: frequently asked questions

Is Allegany College of Maryland or The Temple Annapolis-A Paul Mitchell Partner School a better value?
Allegany College of Maryland comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Allegany College of Maryland or The Temple Annapolis-A Paul Mitchell Partner School?
Allegany College of Maryland: $8,819/yr net price after aid versus $31,528/yr at The Temple Annapolis-A Paul Mitchell Partner School — a difference of $22,709 a year, or about $108,474 over four years.
Do Allegany College of Maryland or The Temple Annapolis-A Paul Mitchell Partner School graduates earn more?
Allegany College of Maryland graduates earn a median $38,476 ten years after entry, versus $27,891 at The Temple Annapolis-A Paul Mitchell Partner School — a $10,585 gap. This blends every major, so a specific field can flip it.