Degree Dividend
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Amarillo College vs Hallmark University: which has better ROI?

Public, Amarillo TX · vs · Private nonprofit, San Antonio TX

The verdict

Neither clears its cost on institution-wide earnings, but Amarillo College comes closer — median earnings $41,302 against a $9,200 total, vs $40,183 at Hallmark University. (Scorecard, 2026 · our math.)

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Head to head
MeasureAmarillo CollegeHallmark University
Net price / yr$4,600$12,513
Total net cost$9,200$50,052
Median earnings, 10 yrs$41,302$40,183
Median debt$15,000$25,438
Payback
20-year net return-$150,360-$213,592

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Amarillo College or Hallmark University?

Amarillo College, at $4,600 a year after aid versus $12,513 — a gap of $7,913 a year, or $40,852 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Amarillo College or Hallmark University graduates earn more?

Amarillo College graduates report a median $41,302 ten years after entry, $1,119 more than the $40,183 at Hallmark University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Amarillo College or Hallmark University?

Amarillo College: its completers carry a median $15,000 in federal loans versus $25,438 at Hallmark University, a difference of $10,438. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

66% of students finish at Hallmark University, against 32% at Amarillo College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Amarillo College vs Hallmark University: frequently asked questions

Is Amarillo College or Hallmark University a better value?
Amarillo College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Amarillo College or Hallmark University?
Amarillo College: $4,600/yr net price after aid versus $12,513/yr at Hallmark University — a difference of $7,913 a year, or about $40,852 over four years.
Do Amarillo College or Hallmark University graduates earn more?
Amarillo College graduates earn a median $41,302 ten years after entry, versus $40,183 at Hallmark University — a $1,119 gap. This blends every major, so a specific field can flip it.