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American River College vs Academy of Art University: which has better ROI?

Public, Sacramento CA · vs · Private for-profit, San Francisco CA

The verdict

Neither clears its cost on institution-wide earnings, but American River College comes closer — median earnings $40,162 against a $15,998 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)

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Head to head
MeasureAmerican River CollegeAcademy of Art University
Net price / yr$7,999$40,613
Total net cost$15,998$162,452
Median earnings, 10 yrs$40,162$39,008
Median debt$9,625$31,000
Payback
20-year net return-$179,958-$349,492

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, American River College or Academy of Art University?

American River College, at $7,999 a year after aid versus $40,613 — a gap of $32,614 a year, or $146,454 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do American River College or Academy of Art University graduates earn more?

American River College graduates report a median $40,162 ten years after entry, $1,154 more than the $39,008 at Academy of Art University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, American River College or Academy of Art University?

American River College: its completers carry a median $9,625 in federal loans versus $31,000 at Academy of Art University, a difference of $21,375. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

37% of students finish at American River College, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

American River College vs Academy of Art University: frequently asked questions

Is American River College or Academy of Art University a better value?
American River College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, American River College or Academy of Art University?
American River College: $7,999/yr net price after aid versus $40,613/yr at Academy of Art University — a difference of $32,614 a year, or about $146,454 over four years.
Do American River College or Academy of Art University graduates earn more?
American River College graduates earn a median $40,162 ten years after entry, versus $39,008 at Academy of Art University — a $1,154 gap. This blends every major, so a specific field can flip it.