Anoka-Ramsey Community College vs Martin Luther College: which has better ROI?
Neither clears its cost on institution-wide earnings, but Anoka-Ramsey Community College comes closer — median earnings $48,342 against a $32,868 total, vs $47,491 at Martin Luther College. (Scorecard, 2026 · our math.)
| Measure | Anoka-Ramsey Community College | Martin Luther College |
|---|---|---|
| Net price / yr | $16,434 | $18,463 |
| Total net cost | $32,868 | $73,852 |
| Median earnings, 10 yrs | $48,342 | $47,491 |
| Median debt | $13,500 | $20,177 |
| Payback | — | — |
| 20-year net return | -$33,228 | -$91,232 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Anoka-Ramsey Community College or Martin Luther College?
Anoka-Ramsey Community College, at $16,434 a year after aid versus $18,463 — a gap of $2,029 a year, or $40,984 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Anoka-Ramsey Community College or Martin Luther College graduates earn more?
Anoka-Ramsey Community College graduates report a median $48,342 ten years after entry, $851 more than the $47,491 at Martin Luther College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Anoka-Ramsey Community College or Martin Luther College?
Anoka-Ramsey Community College: its completers carry a median $13,500 in federal loans versus $20,177 at Martin Luther College, a difference of $6,677. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
72% of students finish at Martin Luther College, against 30% at Anoka-Ramsey Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.