Anoka-Ramsey Community College vs Saint Paul College: which has better ROI?
Neither clears its cost on institution-wide earnings, but Anoka-Ramsey Community College comes closer — median earnings $48,342 against a $32,868 total, vs $38,399 at Saint Paul College. (Scorecard, 2026 · our math.)
| Measure | Anoka-Ramsey Community College | Saint Paul College |
|---|---|---|
| Net price / yr | $16,434 | $11,495 |
| Total net cost | $32,868 | $45,980 |
| Median earnings, 10 yrs | $48,342 | $38,399 |
| Median debt | $13,500 | $10,925 |
| Payback | — | — |
| 20-year net return | -$33,228 | -$245,200 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Anoka-Ramsey Community College or Saint Paul College?
Saint Paul College, at $11,495 a year after aid versus $16,434 — a gap of $4,939 a year, or $13,112 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Anoka-Ramsey Community College or Saint Paul College graduates earn more?
Anoka-Ramsey Community College graduates report a median $48,342 ten years after entry, $9,943 more than the $38,399 at Saint Paul College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Anoka-Ramsey Community College or Saint Paul College?
Saint Paul College: its completers carry a median $10,925 in federal loans versus $13,500 at Anoka-Ramsey Community College, a difference of $2,575. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
40% of students finish at Saint Paul College, against 30% at Anoka-Ramsey Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.