Atlantic Cape Community College vs Rowan College of South Jersey-Cumberland Campus: which has better ROI?
Neither clears its cost on institution-wide earnings, but Rowan College of South Jersey-Cumberland Campus comes closer — median earnings $41,751 against a $21,124 total, vs $34,241 at Atlantic Cape Community College. (Scorecard, 2026 · our math.)
| Measure | Atlantic Cape Community College | Rowan College of South Jersey-Cumberland Campus |
|---|---|---|
| Net price / yr | $8,392 | $10,562 |
| Total net cost | $16,784 | $21,124 |
| Median earnings, 10 yrs | $34,241 | $41,751 |
| Median debt | $9,500 | $12,000 |
| Payback | — | — |
| 20-year net return | -$299,164 | -$153,304 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Atlantic Cape Community College or Rowan College of South Jersey-Cumberland Campus?
Atlantic Cape Community College, at $8,392 a year after aid versus $10,562 — a gap of $2,170 a year, or $4,340 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Atlantic Cape Community College or Rowan College of South Jersey-Cumberland Campus graduates earn more?
Rowan College of South Jersey-Cumberland Campus graduates report a median $41,751 ten years after entry, $7,510 more than the $34,241 at Atlantic Cape Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Atlantic Cape Community College or Rowan College of South Jersey-Cumberland Campus?
Atlantic Cape Community College: its completers carry a median $9,500 in federal loans versus $12,000 at Rowan College of South Jersey-Cumberland Campus, a difference of $2,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
33% of students finish at Rowan College of South Jersey-Cumberland Campus, against 30% at Atlantic Cape Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.