Rowan College of South Jersey-Cumberland Campus — ROI, Cost & Payback
Rowan College of South Jersey-Cumberland Campus charges a net price of $10,562/yr after aid — a 2-year total of $21,124. Median earnings ten years after entry are $41,751, below the $48,360 high-school baseline, so on this institution-wide metric the degree does not clear its cost. Program choice is what changes that. (Scorecard, 2026 · our math.)
On institution-wide earnings, Rowan College of South Jersey-Cumberland Campus does not clear its cost — it ranks #49 of 78 New Jersey colleges we track by ROI. The specific program you pick moves this more than the school average.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $10,562/yr | Scorecard, 2026 |
| Total net cost (2 yrs) | $21,124 | our math |
| Median earnings, 10 yrs after entry | $41,751 | Scorecard, 2026 |
| Earnings premium over HS baseline | -$6,609/yr | our math |
| Median debt (completers) | $12,000 | Scorecard, 2026 |
| Payback | does not clear | our math |
| 20-year net return | -$153,304 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Rowan College of South Jersey-Cumberland Campus's own numbers. Net price $10,562 × 2 years = $21,124 total. Median earnings $41,751 fall $6,609 short of the $48,360 high-school baseline, so the premium this formula divides by is not positive and no break-even year exists on institution-wide pay. A programme here earning $58,360 would clear the $21,124 bill in about 2.1 years — the gap, not the price, is what blocks payback. Full method.
How much debt do Rowan College of South Jersey-Cumberland Campus students graduate with?
A median $12,000 in federal loans among completers, or 29% of the $41,751 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Rowan College of South Jersey-Cumberland Campus students graduate?
33% finish their degree — 67% leave carrying the cost without the credential. Spread the $21,124 bill across that completion rate and the cohort pays $64,012 per graduate produced — our math, and the figure a payback number never shows.
Is Rowan College of South Jersey-Cumberland Campus expensive compared with other New Jersey colleges?
Its $10,562 net price runs $9,856 below the $20,418 median across the 78 New Jersey colleges we profile, and $19,711 less across the full degree.