Rowan College of South Jersey-Cumberland Campus vs American Institute-Cherry Hill: which has better ROI?
Neither clears its cost on institution-wide earnings, but Rowan College of South Jersey-Cumberland Campus comes closer — median earnings $41,751 against a $21,124 total, vs $28,710 at American Institute-Cherry Hill. (Scorecard, 2026 · our math.)
| Measure | Rowan College of South Jersey-Cumberland Campus | American Institute-Cherry Hill |
|---|---|---|
| Net price / yr | $10,562 | $21,458 |
| Total net cost | $21,124 | $85,832 |
| Median earnings, 10 yrs | $41,751 | $28,710 |
| Median debt | $12,000 | $11,979 |
| Payback | — | — |
| 20-year net return | -$153,304 | -$478,832 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Rowan College of South Jersey-Cumberland Campus or American Institute-Cherry Hill?
Rowan College of South Jersey-Cumberland Campus, at $10,562 a year after aid versus $21,458 — a gap of $10,896 a year, or $64,708 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Rowan College of South Jersey-Cumberland Campus or American Institute-Cherry Hill graduates earn more?
Rowan College of South Jersey-Cumberland Campus graduates report a median $41,751 ten years after entry, $13,041 more than the $28,710 at American Institute-Cherry Hill. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Rowan College of South Jersey-Cumberland Campus or American Institute-Cherry Hill?
American Institute-Cherry Hill: its completers carry a median $11,979 in federal loans versus $12,000 at Rowan College of South Jersey-Cumberland Campus, a difference of $21. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
56% of students finish at American Institute-Cherry Hill, against 33% at Rowan College of South Jersey-Cumberland Campus. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.