Bergen Community College vs Rowan College of South Jersey-Cumberland Campus: which has better ROI?
Neither clears its cost on institution-wide earnings, but Bergen Community College comes closer — median earnings $46,624 against a $20,690 total, vs $41,751 at Rowan College of South Jersey-Cumberland Campus. (Scorecard, 2026 · our math.)
| Measure | Bergen Community College | Rowan College of South Jersey-Cumberland Campus |
|---|---|---|
| Net price / yr | $10,345 | $10,562 |
| Total net cost | $20,690 | $21,124 |
| Median earnings, 10 yrs | $46,624 | $41,751 |
| Median debt | $12,000 | $12,000 |
| Payback | — | — |
| 20-year net return | -$55,410 | -$153,304 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Bergen Community College or Rowan College of South Jersey-Cumberland Campus?
Bergen Community College, at $10,345 a year after aid versus $10,562 — a gap of $217 a year, or $434 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Bergen Community College or Rowan College of South Jersey-Cumberland Campus graduates earn more?
Bergen Community College graduates report a median $46,624 ten years after entry, $4,873 more than the $41,751 at Rowan College of South Jersey-Cumberland Campus. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Bergen Community College or Rowan College of South Jersey-Cumberland Campus?
Completers at both borrow a median $12,000, so neither school has the debt advantage. That figure covers federal loans of students who finished — borrowers who leave early are not counted, and private loans sit outside it.
Which graduates more of its students?
33% of students finish at Rowan College of South Jersey-Cumberland Campus, against 21% at Bergen Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.