Baldwin Wallace University vs Mount St. Joseph University: which has better ROI?
Baldwin Wallace University has the better ROI: it clears its 4-year net cost of $110,412 in 19.2 years versus 21 years at Mount St. Joseph University, on median earnings of $54,122 vs $51,509 ten years out. (Scorecard, 2026 · our math.)
| Measure | Baldwin Wallace University | Mount St. Joseph University |
|---|---|---|
| Net price / yr | $27,603 | $16,530 |
| Total net cost | $110,412 | $66,120 |
| Median earnings, 10 yrs | $54,122 | $51,509 |
| Median debt | $27,000 | $26,827 |
| Payback | 19.2 yrs | 21 yrs |
| 20-year net return | $4,828 | -$3,140 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Baldwin Wallace University or Mount St. Joseph University?
Mount St. Joseph University, at $16,530 a year after aid versus $27,603 — a gap of $11,073 a year, or $44,292 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Baldwin Wallace University or Mount St. Joseph University graduates earn more?
Baldwin Wallace University graduates report a median $54,122 ten years after entry, $2,613 more than the $51,509 at Mount St. Joseph University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Baldwin Wallace University or Mount St. Joseph University?
Mount St. Joseph University: its completers carry a median $26,827 in federal loans versus $27,000 at Baldwin Wallace University, a difference of $173. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
67% of students finish at Baldwin Wallace University, against 56% at Mount St. Joseph University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.