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Mount St. Joseph University — ROI, Cost & Payback

Private nonprofit · Cincinnati, OH · 1,129 students

The verdict

Mount St. Joseph University charges a net price of $16,530/yr after aid — a 4-year total of $66,120. Graduates earn a median $51,509 ten years after entry, $3,149/yr above the $48,360 high-school baseline, clearing the total in 21 years — a 20-year net return of -$3,140, a weak return — the cost is hard to justify on earnings alone. (Scorecard, 2026 · our math.)

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Mount St. Joseph University's 21-year payback ranks #1,073 of 1,280 US colleges we track — better ROI than 16% of them, and #53 of 144 in Ohio.

Better ROI than 16% of US colleges#1,073 of 1,280
Weakest ROIStrongest ROI
$16,530
Net price / yr
Scorecard, 2026
$51,509
Median earnings, 10 yrs
Scorecard, 2026
21 yrs
Payback
Our math, 2026
59%
Admission rate
Scorecard, 2026
Mount St. Joseph University: cost, earnings and payback
MeasureValueSource
Net price (after aid)$16,530/yrScorecard, 2026
Total net cost (4 yrs)$66,120our math
Median earnings, 10 yrs after entry$51,509Scorecard, 2026
Earnings premium over HS baseline$3,149/yrour math
Median debt (completers)$26,827Scorecard, 2026
Payback21 yrsour math
20-year net return-$3,140our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

The arithmetic, on Mount St. Joseph University's own numbers. Net price $16,530 × 4 years = $66,120 total. Median earnings $51,509 − the $48,360 high-school baseline = $3,149 a year of premium. $66,120 ÷ $3,149 = 21 years to break even; twenty years of that premium minus the cost leaves -$3,140. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.

How much debt do Mount St. Joseph University students graduate with?

A median $26,827 in federal loans among completers, or 52% of the $51,509 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.

What share of Mount St. Joseph University students graduate?

56% finish their degree — 44% leave carrying the cost without the credential. Spread the $66,120 bill across that completion rate and the cohort pays $118,071 per graduate produced — our math, and the figure a payback number never shows.

Is Mount St. Joseph University expensive compared with other Ohio colleges?

Its $16,530 net price runs $3,253 below the $19,783 median across the 144 Ohio colleges we profile, and $13,010 less across the full degree.

Mount St. Joseph University: frequently asked questions

Is Mount St. Joseph University worth the cost?
On the numbers, yes. Mount St. Joseph University charges $16,530/yr after aid ($66,120 over 4 years), and graduates earn a median $51,509 ten years out — $3,149/yr above the $48,360 high-school baseline. That clears the cost in 21 years and returns -$3,140 net over 20 years, a weak return — the cost is hard to justify on earnings alone.
How long does a Mount St. Joseph University degree take to pay off?
About 21 years. We divide the $66,120 four-year net cost by the $3,149/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Mount St. Joseph University cost after financial aid?
The median net price is $16,530/yr — about $66,120 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Mount St. Joseph University compare to other Ohio colleges?
It ranks #53 of 144 Ohio colleges we track by payback. Its $51,509 median earnings beat the national median of $43,549, and its $16,530 net price is below the national median of $16,902.