Miami University-Oxford vs Mount St. Joseph University: which has better ROI?
Miami University-Oxford has the better ROI: it clears its 4-year net cost of $113,536 in 16.9 years versus 21 years at Mount St. Joseph University, on median earnings of $55,076 vs $51,509 ten years out. (Scorecard, 2026 · our math.)
| Measure | Miami University-Oxford | Mount St. Joseph University |
|---|---|---|
| Net price / yr | $28,384 | $16,530 |
| Total net cost | $113,536 | $66,120 |
| Median earnings, 10 yrs | $55,076 | $51,509 |
| Median debt | $23,000 | $26,827 |
| Payback | 16.9 yrs | 21 yrs |
| 20-year net return | $20,784 | -$3,140 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Miami University-Oxford or Mount St. Joseph University?
Mount St. Joseph University, at $16,530 a year after aid versus $28,384 — a gap of $11,854 a year, or $47,416 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Miami University-Oxford or Mount St. Joseph University graduates earn more?
Miami University-Oxford graduates report a median $55,076 ten years after entry, $3,567 more than the $51,509 at Mount St. Joseph University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Miami University-Oxford or Mount St. Joseph University?
Miami University-Oxford: its completers carry a median $23,000 in federal loans versus $26,827 at Mount St. Joseph University, a difference of $3,827. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
80% of students finish at Miami University-Oxford, against 56% at Mount St. Joseph University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.