Caldwell University vs Universal Technical Institute-Bloomfield: which has better ROI?
Caldwell University has the better ROI: it clears its 4-year net cost of $98,764 in 18 years versus 39.2 years at Universal Technical Institute-Bloomfield, on median earnings of $53,843 vs $51,222 ten years out. (Scorecard, 2026 · our math.)
| Measure | Caldwell University | Universal Technical Institute-Bloomfield |
|---|---|---|
| Net price / yr | $24,691 | $28,042 |
| Total net cost | $98,764 | $112,168 |
| Median earnings, 10 yrs | $53,843 | $51,222 |
| Median debt | $25,000 | $14,267 |
| Payback | 18 yrs | 39.2 yrs |
| 20-year net return | $10,896 | -$54,928 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Caldwell University or Universal Technical Institute-Bloomfield?
Caldwell University, at $24,691 a year after aid versus $28,042 — a gap of $3,351 a year, or $13,404 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Caldwell University or Universal Technical Institute-Bloomfield graduates earn more?
Caldwell University graduates report a median $53,843 ten years after entry, $2,621 more than the $51,222 at Universal Technical Institute-Bloomfield. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Caldwell University or Universal Technical Institute-Bloomfield?
Universal Technical Institute-Bloomfield: its completers carry a median $14,267 in federal loans versus $25,000 at Caldwell University, a difference of $10,733. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
67% of students finish at Universal Technical Institute-Bloomfield, against 57% at Caldwell University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.