Universal Technical Institute-Bloomfield — ROI, Cost & Payback
Universal Technical Institute-Bloomfield charges a net price of $28,042/yr after aid — a 4-year total of $112,168. Graduates earn a median $51,222 ten years after entry, $2,862/yr above the $48,360 high-school baseline, clearing the total in 39.2 years — a 20-year net return of -$54,928, a weak return — the cost is hard to justify on earnings alone. (Scorecard, 2026 · our math.)
Universal Technical Institute-Bloomfield's 39.2-year payback ranks #1,165 of 1,280 US colleges we track — better ROI than 9% of them, and #34 of 78 in New Jersey.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $28,042/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $112,168 | our math |
| Median earnings, 10 yrs after entry | $51,222 | Scorecard, 2026 |
| Earnings premium over HS baseline | $2,862/yr | our math |
| Median debt (completers) | $14,267 | Scorecard, 2026 |
| Payback | 39.2 yrs | our math |
| 20-year net return | -$54,928 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Universal Technical Institute-Bloomfield's own numbers. Net price $28,042 × 4 years = $112,168 total. Median earnings $51,222 − the $48,360 high-school baseline = $2,862 a year of premium. $112,168 ÷ $2,862 = 39.2 years to break even; twenty years of that premium minus the cost leaves -$54,928. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Universal Technical Institute-Bloomfield students graduate with?
A median $14,267 in federal loans among completers, or 28% of the $51,222 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Universal Technical Institute-Bloomfield students graduate?
67% finish their degree — 33% leave carrying the cost without the credential. Spread the $112,168 bill across that completion rate and the cohort pays $167,415 per graduate produced — our math, and the figure a payback number never shows.
Is Universal Technical Institute-Bloomfield expensive compared with other New Jersey colleges?
Its $28,042 net price runs $7,625 above the $20,418 median across the 78 New Jersey colleges we profile, or $30,498 more across the full degree.