Universal Technical Institute-Bloomfield vs Saint Elizabeth University: which has better ROI?
Saint Elizabeth University has the better ROI: it clears its 4-year net cost of $92,500 in 19.8 years versus 39.2 years at Universal Technical Institute-Bloomfield, on median earnings of $53,038 vs $51,222 ten years out. (Scorecard, 2026 · our math.)
| Measure | Universal Technical Institute-Bloomfield | Saint Elizabeth University |
|---|---|---|
| Net price / yr | $28,042 | $23,125 |
| Total net cost | $112,168 | $92,500 |
| Median earnings, 10 yrs | $51,222 | $53,038 |
| Median debt | $14,267 | $24,934 |
| Payback | 39.2 yrs | 19.8 yrs |
| 20-year net return | -$54,928 | $1,060 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Universal Technical Institute-Bloomfield or Saint Elizabeth University?
Saint Elizabeth University, at $23,125 a year after aid versus $28,042 — a gap of $4,917 a year, or $19,668 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Universal Technical Institute-Bloomfield or Saint Elizabeth University graduates earn more?
Saint Elizabeth University graduates report a median $53,038 ten years after entry, $1,816 more than the $51,222 at Universal Technical Institute-Bloomfield. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Universal Technical Institute-Bloomfield or Saint Elizabeth University?
Universal Technical Institute-Bloomfield: its completers carry a median $14,267 in federal loans versus $24,934 at Saint Elizabeth University, a difference of $10,667. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
67% of students finish at Universal Technical Institute-Bloomfield, against 51% at Saint Elizabeth University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.