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California State Polytechnic University-Humboldt vs Academy of Art University: which has better ROI?

Public, Arcata CA · vs · Private for-profit, San Francisco CA

The verdict

Neither clears its cost on institution-wide earnings, but California State Polytechnic University-Humboldt comes closer — median earnings $47,626 against a $52,684 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)

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Head to head
MeasureCalifornia State Polytechnic University-HumboldtAcademy of Art University
Net price / yr$13,171$40,613
Total net cost$52,684$162,452
Median earnings, 10 yrs$47,626$39,008
Median debt$18,000$31,000
Payback
20-year net return-$67,364-$349,492

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, California State Polytechnic University-Humboldt or Academy of Art University?

California State Polytechnic University-Humboldt, at $13,171 a year after aid versus $40,613 — a gap of $27,442 a year, or $109,768 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do California State Polytechnic University-Humboldt or Academy of Art University graduates earn more?

California State Polytechnic University-Humboldt graduates report a median $47,626 ten years after entry, $8,618 more than the $39,008 at Academy of Art University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, California State Polytechnic University-Humboldt or Academy of Art University?

California State Polytechnic University-Humboldt: its completers carry a median $18,000 in federal loans versus $31,000 at Academy of Art University, a difference of $13,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

49% of students finish at California State Polytechnic University-Humboldt, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

California State Polytechnic University-Humboldt vs Academy of Art University: frequently asked questions

Is California State Polytechnic University-Humboldt or Academy of Art University a better value?
California State Polytechnic University-Humboldt comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, California State Polytechnic University-Humboldt or Academy of Art University?
California State Polytechnic University-Humboldt: $13,171/yr net price after aid versus $40,613/yr at Academy of Art University — a difference of $27,442 a year, or about $109,768 over four years.
Do California State Polytechnic University-Humboldt or Academy of Art University graduates earn more?
California State Polytechnic University-Humboldt graduates earn a median $47,626 ten years after entry, versus $39,008 at Academy of Art University — a $8,618 gap. This blends every major, so a specific field can flip it.