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Chabot College vs Academy of Art University: which has better ROI?

Public, Hayward CA · vs · Private for-profit, San Francisco CA

The verdict

Neither clears its cost on institution-wide earnings, but Chabot College comes closer — median earnings $48,143 against a $36,212 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)

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Head to head
MeasureChabot CollegeAcademy of Art University
Net price / yr$9,053$40,613
Total net cost$36,212$162,452
Median earnings, 10 yrs$48,143$39,008
Median debt$9,500$31,000
Payback
20-year net return-$40,552-$349,492

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Chabot College or Academy of Art University?

Chabot College, at $9,053 a year after aid versus $40,613 — a gap of $31,560 a year, or $126,240 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Chabot College or Academy of Art University graduates earn more?

Chabot College graduates report a median $48,143 ten years after entry, $9,135 more than the $39,008 at Academy of Art University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Chabot College or Academy of Art University?

Chabot College: its completers carry a median $9,500 in federal loans versus $31,000 at Academy of Art University, a difference of $21,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

47% of students finish at Chabot College, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Chabot College vs Academy of Art University: frequently asked questions

Is Chabot College or Academy of Art University a better value?
Chabot College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Chabot College or Academy of Art University?
Chabot College: $9,053/yr net price after aid versus $40,613/yr at Academy of Art University — a difference of $31,560 a year, or about $126,240 over four years.
Do Chabot College or Academy of Art University graduates earn more?
Chabot College graduates earn a median $48,143 ten years after entry, versus $39,008 at Academy of Art University — a $9,135 gap. This blends every major, so a specific field can flip it.