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College of Southern Maryland vs Allegany College of Maryland: which has better ROI?

Public, La Plata MD · vs · Public, Cumberland MD

The verdict

Neither clears its cost on institution-wide earnings, but College of Southern Maryland comes closer — median earnings $44,435 against a $36,816 total, vs $38,476 at Allegany College of Maryland. (Scorecard, 2026 · our math.)

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Head to head
MeasureCollege of Southern MarylandAllegany College of Maryland
Net price / yr$9,204$8,819
Total net cost$36,816$17,638
Median earnings, 10 yrs$44,435$38,476
Median debt$8,500$13,702
Payback
20-year net return-$115,316-$215,318

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, College of Southern Maryland or Allegany College of Maryland?

Allegany College of Maryland, at $8,819 a year after aid versus $9,204 — a gap of $385 a year, or $19,178 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do College of Southern Maryland or Allegany College of Maryland graduates earn more?

College of Southern Maryland graduates report a median $44,435 ten years after entry, $5,959 more than the $38,476 at Allegany College of Maryland. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, College of Southern Maryland or Allegany College of Maryland?

College of Southern Maryland: its completers carry a median $8,500 in federal loans versus $13,702 at Allegany College of Maryland, a difference of $5,202. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

40% of students finish at Allegany College of Maryland, against 33% at College of Southern Maryland. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

College of Southern Maryland vs Allegany College of Maryland: frequently asked questions

Is College of Southern Maryland or Allegany College of Maryland a better value?
College of Southern Maryland comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, College of Southern Maryland or Allegany College of Maryland?
Allegany College of Maryland: $8,819/yr net price after aid versus $9,204/yr at College of Southern Maryland — a difference of $385 a year, or about $19,178 over four years.
Do College of Southern Maryland or Allegany College of Maryland graduates earn more?
College of Southern Maryland graduates earn a median $44,435 ten years after entry, versus $38,476 at Allegany College of Maryland — a $5,959 gap. This blends every major, so a specific field can flip it.