Concordia College at Moorhead vs University of Minnesota-Morris: which has better ROI?
Concordia College at Moorhead has the better ROI: it clears its 4-year net cost of $99,608 in 9.1 years versus 13.8 years at University of Minnesota-Morris, on median earnings of $59,317 vs $50,919 ten years out. (Scorecard, 2026 · our math.)
| Measure | Concordia College at Moorhead | University of Minnesota-Morris |
|---|---|---|
| Net price / yr | $24,902 | $8,837 |
| Total net cost | $99,608 | $35,348 |
| Median earnings, 10 yrs | $59,317 | $50,919 |
| Median debt | $26,847 | $18,995 |
| Payback | 9.1 yrs | 13.8 yrs |
| 20-year net return | $119,532 | $15,832 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Concordia College at Moorhead or University of Minnesota-Morris?
University of Minnesota-Morris, at $8,837 a year after aid versus $24,902 — a gap of $16,065 a year, or $64,260 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Concordia College at Moorhead or University of Minnesota-Morris graduates earn more?
Concordia College at Moorhead graduates report a median $59,317 ten years after entry, $8,398 more than the $50,919 at University of Minnesota-Morris. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Concordia College at Moorhead or University of Minnesota-Morris?
University of Minnesota-Morris: its completers carry a median $18,995 in federal loans versus $26,847 at Concordia College at Moorhead, a difference of $7,852. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
63% of students finish at University of Minnesota-Morris, against 61% at Concordia College at Moorhead. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.