Concordia University-Saint Paul vs Hamline University: which has better ROI?
Concordia University-Saint Paul has the better ROI: it clears its 4-year net cost of $73,848 in 6.4 years versus 6.5 years at Hamline University, on median earnings of $59,871 vs $61,106 ten years out. (Scorecard, 2026 · our math.)
| Measure | Concordia University-Saint Paul | Hamline University |
|---|---|---|
| Net price / yr | $18,462 | $20,744 |
| Total net cost | $73,848 | $82,976 |
| Median earnings, 10 yrs | $59,871 | $61,106 |
| Median debt | $17,832 | $23,770 |
| Payback | 6.4 yrs | 6.5 yrs |
| 20-year net return | $156,372 | $171,944 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Concordia University-Saint Paul or Hamline University?
Concordia University-Saint Paul, at $18,462 a year after aid versus $20,744 — a gap of $2,282 a year, or $9,128 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Concordia University-Saint Paul or Hamline University graduates earn more?
Hamline University graduates report a median $61,106 ten years after entry, $1,235 more than the $59,871 at Concordia University-Saint Paul. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Concordia University-Saint Paul or Hamline University?
Concordia University-Saint Paul: its completers carry a median $17,832 in federal loans versus $23,770 at Hamline University, a difference of $5,938. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
60% of students finish at Hamline University, against 46% at Concordia University-Saint Paul. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.