Concordia University-Saint Paul — ROI, Cost & Payback
Concordia University-Saint Paul charges a net price of $18,462/yr after aid — a 4-year total of $73,848. Graduates earn a median $59,871 ten years after entry, $11,511/yr above the $48,360 high-school baseline, clearing the total in 6.4 years — a 20-year net return of $156,372, a solid payback. (Scorecard, 2026 · our math.)
Concordia University-Saint Paul's 6.4-year payback ranks #556 of 1,280 US colleges we track — better ROI than 57% of them, and #14 of 68 in Minnesota.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $18,462/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $73,848 | our math |
| Median earnings, 10 yrs after entry | $59,871 | Scorecard, 2026 |
| Earnings premium over HS baseline | $11,511/yr | our math |
| Median debt (completers) | $17,832 | Scorecard, 2026 |
| Payback | 6.4 yrs | our math |
| 20-year net return | $156,372 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on Concordia University-Saint Paul's own numbers. Net price $18,462 × 4 years = $73,848 total. Median earnings $59,871 − the $48,360 high-school baseline = $11,511 a year of premium. $73,848 ÷ $11,511 = 6.4 years to break even; twenty years of that premium minus the cost leaves $156,372. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do Concordia University-Saint Paul students graduate with?
A median $17,832 in federal loans among completers, or 30% of the $59,871 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of Concordia University-Saint Paul students graduate?
46% finish their degree — 54% leave carrying the cost without the credential. Spread the $73,848 bill across that completion rate and the cohort pays $160,539 per graduate produced — our math, and the figure a payback number never shows.
Is Concordia University-Saint Paul expensive compared with other Minnesota colleges?
Its $18,462 net price runs $1,642 above the $16,821 median across the 68 Minnesota colleges we profile, or $6,566 more across the full degree.