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Concordia University-Saint Paul vs The College of Saint Scholastica: which has better ROI?

Private nonprofit, Saint Paul MN · vs · Private nonprofit, Duluth MN

The verdict

The College of Saint Scholastica has the better ROI: it clears its 4-year net cost of $111,384 in 6.3 years versus 6.4 years at Concordia University-Saint Paul, on median earnings of $65,934 vs $59,871 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureConcordia University-Saint PaulThe College of Saint Scholastica
Net price / yr$18,462$27,846
Total net cost$73,848$111,384
Median earnings, 10 yrs$59,871$65,934
Median debt$17,832$20,000
Payback6.4 yrs6.3 yrs
20-year net return$156,372$240,096

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Concordia University-Saint Paul or The College of Saint Scholastica?

Concordia University-Saint Paul, at $18,462 a year after aid versus $27,846 — a gap of $9,384 a year, or $37,536 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Concordia University-Saint Paul or The College of Saint Scholastica graduates earn more?

The College of Saint Scholastica graduates report a median $65,934 ten years after entry, $6,063 more than the $59,871 at Concordia University-Saint Paul. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Concordia University-Saint Paul or The College of Saint Scholastica?

Concordia University-Saint Paul: its completers carry a median $17,832 in federal loans versus $20,000 at The College of Saint Scholastica, a difference of $2,168. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

71% of students finish at The College of Saint Scholastica, against 46% at Concordia University-Saint Paul. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Concordia University-Saint Paul vs The College of Saint Scholastica: frequently asked questions

Is Concordia University-Saint Paul or The College of Saint Scholastica a better value?
The College of Saint Scholastica. It clears its $111,384 net cost in about 6.3 years versus 6.4 years at Concordia University-Saint Paul, on median earnings of $65,934 vs $59,871 ten years out.
Which is cheaper, Concordia University-Saint Paul or The College of Saint Scholastica?
Concordia University-Saint Paul: $18,462/yr net price after aid versus $27,846/yr at The College of Saint Scholastica — a difference of $9,384 a year, or about $37,536 over four years.
Do Concordia University-Saint Paul or The College of Saint Scholastica graduates earn more?
The College of Saint Scholastica graduates earn a median $65,934 ten years after entry, versus $59,871 at Concordia University-Saint Paul — a $6,063 gap. This blends every major, so a specific field can flip it.