Concordia University-Saint Paul vs St Catherine University: which has better ROI?
Concordia University-Saint Paul has the better ROI: it clears its 4-year net cost of $73,848 in 6.4 years versus 7.2 years at St Catherine University, on median earnings of $59,871 vs $59,282 ten years out. (Scorecard, 2026 · our math.)
| Measure | Concordia University-Saint Paul | St Catherine University |
|---|---|---|
| Net price / yr | $18,462 | $19,764 |
| Total net cost | $73,848 | $79,056 |
| Median earnings, 10 yrs | $59,871 | $59,282 |
| Median debt | $17,832 | $24,181 |
| Payback | 6.4 yrs | 7.2 yrs |
| 20-year net return | $156,372 | $139,384 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Concordia University-Saint Paul or St Catherine University?
Concordia University-Saint Paul, at $18,462 a year after aid versus $19,764 — a gap of $1,302 a year, or $5,208 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Concordia University-Saint Paul or St Catherine University graduates earn more?
Concordia University-Saint Paul graduates report a median $59,871 ten years after entry, $589 more than the $59,282 at St Catherine University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Concordia University-Saint Paul or St Catherine University?
Concordia University-Saint Paul: its completers carry a median $17,832 in federal loans versus $24,181 at St Catherine University, a difference of $6,349. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
61% of students finish at St Catherine University, against 46% at Concordia University-Saint Paul. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.