MiraCosta College vs Academy of Art University: which has better ROI?
Neither clears its cost on institution-wide earnings, but MiraCosta College comes closer — median earnings $43,845 against a $14,678 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)
| Measure | MiraCosta College | Academy of Art University |
|---|---|---|
| Net price / yr | $7,339 | $40,613 |
| Total net cost | $14,678 | $162,452 |
| Median earnings, 10 yrs | $43,845 | $39,008 |
| Median debt | $9,000 | $31,000 |
| Payback | — | — |
| 20-year net return | -$104,978 | -$349,492 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, MiraCosta College or Academy of Art University?
MiraCosta College, at $7,339 a year after aid versus $40,613 — a gap of $33,274 a year, or $147,774 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do MiraCosta College or Academy of Art University graduates earn more?
MiraCosta College graduates report a median $43,845 ten years after entry, $4,837 more than the $39,008 at Academy of Art University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, MiraCosta College or Academy of Art University?
MiraCosta College: its completers carry a median $9,000 in federal loans versus $31,000 at Academy of Art University, a difference of $22,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
41% of students finish at MiraCosta College, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.