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Modesto Junior College vs Academy of Art University: which has better ROI?

Public, Modesto CA · vs · Private for-profit, San Francisco CA

The verdict

Neither clears its cost on institution-wide earnings, but Modesto Junior College comes closer — median earnings $42,368 against a $5,636 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)

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Head to head
MeasureModesto Junior CollegeAcademy of Art University
Net price / yr$2,818$40,613
Total net cost$5,636$162,452
Median earnings, 10 yrs$42,368$39,008
Median debt$31,000
Payback
20-year net return-$125,476-$349,492

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Modesto Junior College or Academy of Art University?

Modesto Junior College, at $2,818 a year after aid versus $40,613 — a gap of $37,795 a year, or $156,816 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Modesto Junior College or Academy of Art University graduates earn more?

Modesto Junior College graduates report a median $42,368 ten years after entry, $3,360 more than the $39,008 at Academy of Art University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

34% of students finish at Academy of Art University, against 30% at Modesto Junior College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Modesto Junior College vs Academy of Art University: frequently asked questions

Is Modesto Junior College or Academy of Art University a better value?
Modesto Junior College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Modesto Junior College or Academy of Art University?
Modesto Junior College: $2,818/yr net price after aid versus $40,613/yr at Academy of Art University — a difference of $37,795 a year, or about $156,816 over four years.
Do Modesto Junior College or Academy of Art University graduates earn more?
Modesto Junior College graduates earn a median $42,368 ten years after entry, versus $39,008 at Academy of Art University — a $3,360 gap. This blends every major, so a specific field can flip it.