Morgan State University vs Frostburg State University: which has better ROI?
Frostburg State University has the better ROI: it clears its 4-year net cost of $66,860 in 9.4 years versus 25.6 years at Morgan State University, on median earnings of $55,493 vs $50,698 ten years out. (Scorecard, 2026 · our math.)
| Measure | Morgan State University | Frostburg State University |
|---|---|---|
| Net price / yr | $14,985 | $16,715 |
| Total net cost | $59,940 | $66,860 |
| Median earnings, 10 yrs | $50,698 | $55,493 |
| Median debt | $27,250 | $21,105 |
| Payback | 25.6 yrs | 9.4 yrs |
| 20-year net return | -$13,180 | $75,800 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Morgan State University or Frostburg State University?
Morgan State University, at $14,985 a year after aid versus $16,715 — a gap of $1,730 a year, or $6,920 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Morgan State University or Frostburg State University graduates earn more?
Frostburg State University graduates report a median $55,493 ten years after entry, $4,795 more than the $50,698 at Morgan State University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Morgan State University or Frostburg State University?
Frostburg State University: its completers carry a median $21,105 in federal loans versus $27,250 at Morgan State University, a difference of $6,145. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
50% of students finish at Frostburg State University, against 41% at Morgan State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.