New Jersey City University vs Saint Peter's University: which has better ROI?
Saint Peter's University has the better ROI: it clears its 4-year net cost of $48,796 in 5.2 years versus 14.6 years at New Jersey City University, on median earnings of $57,815 vs $52,745 ten years out. (Scorecard, 2026 · our math.)
| Measure | New Jersey City University | Saint Peter's University |
|---|---|---|
| Net price / yr | $16,053 | $12,199 |
| Total net cost | $64,212 | $48,796 |
| Median earnings, 10 yrs | $52,745 | $57,815 |
| Median debt | $18,500 | $20,500 |
| Payback | 14.6 yrs | 5.2 yrs |
| 20-year net return | $23,488 | $140,304 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, New Jersey City University or Saint Peter's University?
Saint Peter's University, at $12,199 a year after aid versus $16,053 — a gap of $3,854 a year, or $15,416 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do New Jersey City University or Saint Peter's University graduates earn more?
Saint Peter's University graduates report a median $57,815 ten years after entry, $5,070 more than the $52,745 at New Jersey City University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, New Jersey City University or Saint Peter's University?
New Jersey City University: its completers carry a median $18,500 in federal loans versus $20,500 at Saint Peter's University, a difference of $2,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
58% of students finish at Saint Peter's University, against 34% at New Jersey City University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.