Degree Dividend
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Palomar College vs Academy of Art University: which has better ROI?

Public, San Marcos CA · vs · Private for-profit, San Francisco CA

The verdict

Neither clears its cost on institution-wide earnings, but Palomar College comes closer — median earnings $42,300 against a $23,052 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)

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Head to head
MeasurePalomar CollegeAcademy of Art University
Net price / yr$5,763$40,613
Total net cost$23,052$162,452
Median earnings, 10 yrs$42,300$39,008
Median debt$31,000
Payback
20-year net return-$144,252-$349,492

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Palomar College or Academy of Art University?

Palomar College, at $5,763 a year after aid versus $40,613 — a gap of $34,850 a year, or $139,400 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Palomar College or Academy of Art University graduates earn more?

Palomar College graduates report a median $42,300 ten years after entry, $3,292 more than the $39,008 at Academy of Art University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which graduates more of its students?

38% of students finish at Palomar College, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Palomar College vs Academy of Art University: frequently asked questions

Is Palomar College or Academy of Art University a better value?
Palomar College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Palomar College or Academy of Art University?
Palomar College: $5,763/yr net price after aid versus $40,613/yr at Academy of Art University — a difference of $34,850 a year, or about $139,400 over four years.
Do Palomar College or Academy of Art University graduates earn more?
Palomar College graduates earn a median $42,300 ten years after entry, versus $39,008 at Academy of Art University — a $3,292 gap. This blends every major, so a specific field can flip it.