San Francisco State University vs Academy of Art University: which has better ROI?
The verdict
San Francisco State University has the better ROI: it clears its 4-year net cost of $49,112 in 2.5 years versus not at all at Academy of Art University, on median earnings of $68,077 vs $39,008 ten years out. (Scorecard, 2026 · our math.)
| Measure | San Francisco State University | Academy of Art University |
|---|---|---|
| Net price / yr | $12,278 | $40,613 |
| Total net cost | $49,112 | $162,452 |
| Median earnings, 10 yrs | $68,077 | $39,008 |
| Median debt | $15,371 | $31,000 |
| Payback | 2.5 yrs | — |
| 20-year net return | $345,228 | -$349,492 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
San Francisco State University vs Academy of Art University: frequently asked questions
Is San Francisco State University or Academy of Art University a better value?
San Francisco State University. It clears its $49,112 net cost in about 2.5 years versus no clear payback at Academy of Art University, on median earnings of $68,077 vs $39,008 ten years out.
Which is cheaper, San Francisco State University or Academy of Art University?
San Francisco State University: $12,278/yr net price after aid versus $40,613/yr at Academy of Art University — a difference of $28,335 a year, or about $113,340 over four years.
Do San Francisco State University or Academy of Art University graduates earn more?
San Francisco State University graduates earn a median $68,077 ten years after entry, versus $39,008 at Academy of Art University — a $29,069 gap. This blends every major, so a specific field can flip it.