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Southwestern College vs Academy of Art University: which has better ROI?

Public, Chula Vista CA · vs · Private for-profit, San Francisco CA

The verdict

Neither clears its cost on institution-wide earnings, but Southwestern College comes closer — median earnings $40,060 against a $25,342 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)

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Head to head
MeasureSouthwestern CollegeAcademy of Art University
Net price / yr$12,671$40,613
Total net cost$25,342$162,452
Median earnings, 10 yrs$40,060$39,008
Median debt$4,500$31,000
Payback
20-year net return-$191,342-$349,492

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Southwestern College or Academy of Art University?

Southwestern College, at $12,671 a year after aid versus $40,613 — a gap of $27,942 a year, or $137,110 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Southwestern College or Academy of Art University graduates earn more?

Southwestern College graduates report a median $40,060 ten years after entry, $1,052 more than the $39,008 at Academy of Art University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Southwestern College or Academy of Art University?

Southwestern College: its completers carry a median $4,500 in federal loans versus $31,000 at Academy of Art University, a difference of $26,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

36% of students finish at Southwestern College, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Southwestern College vs Academy of Art University: frequently asked questions

Is Southwestern College or Academy of Art University a better value?
Southwestern College comes closer, but neither clears its cost on institution-wide earnings — the field you study decides it here more than the school.
Which is cheaper, Southwestern College or Academy of Art University?
Southwestern College: $12,671/yr net price after aid versus $40,613/yr at Academy of Art University — a difference of $27,942 a year, or about $137,110 over four years.
Do Southwestern College or Academy of Art University graduates earn more?
Southwestern College graduates earn a median $40,060 ten years after entry, versus $39,008 at Academy of Art University — a $1,052 gap. This blends every major, so a specific field can flip it.