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St. Mary's College of Maryland vs Washington College: which has better ROI?

Public, St. Mary's City MD · vs · Private nonprofit, Chestertown MD

The verdict

St. Mary's College of Maryland has the better ROI: it clears its 4-year net cost of $73,764 in 6.3 years versus 6.5 years at Washington College, on median earnings of $60,110 vs $65,518 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureSt. Mary's College of MarylandWashington College
Net price / yr$18,441$27,898
Total net cost$73,764$111,592
Median earnings, 10 yrs$60,110$65,518
Median debt$21,000$26,956
Payback6.3 yrs6.5 yrs
20-year net return$161,236$231,568

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, St. Mary's College of Maryland or Washington College?

St. Mary's College of Maryland, at $18,441 a year after aid versus $27,898 — a gap of $9,457 a year, or $37,828 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do St. Mary's College of Maryland or Washington College graduates earn more?

Washington College graduates report a median $65,518 ten years after entry, $5,408 more than the $60,110 at St. Mary's College of Maryland. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, St. Mary's College of Maryland or Washington College?

St. Mary's College of Maryland: its completers carry a median $21,000 in federal loans versus $26,956 at Washington College, a difference of $5,956. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

70% of students finish at St. Mary's College of Maryland, against 65% at Washington College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

St. Mary's College of Maryland vs Washington College: frequently asked questions

Is St. Mary's College of Maryland or Washington College a better value?
St. Mary's College of Maryland. It clears its $73,764 net cost in about 6.3 years versus 6.5 years at Washington College, on median earnings of $60,110 vs $65,518 ten years out.
Which is cheaper, St. Mary's College of Maryland or Washington College?
St. Mary's College of Maryland: $18,441/yr net price after aid versus $27,898/yr at Washington College — a difference of $9,457 a year, or about $37,828 over four years.
Do St. Mary's College of Maryland or Washington College graduates earn more?
Washington College graduates earn a median $65,518 ten years after entry, versus $60,110 at St. Mary's College of Maryland — a $5,408 gap. This blends every major, so a specific field can flip it.