St. Mary's College of Maryland — ROI, Cost & Payback
St. Mary's College of Maryland charges a net price of $18,441/yr after aid — a 4-year total of $73,764. Graduates earn a median $60,110 ten years after entry, $11,750/yr above the $48,360 high-school baseline, clearing the total in 6.3 years — a 20-year net return of $161,236, a solid payback. (Scorecard, 2026 · our math.)
St. Mary's College of Maryland's 6.3-year payback ranks #553 of 1,280 US colleges we track — better ROI than 57% of them, and #14 of 52 in Maryland.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $18,441/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $73,764 | our math |
| Median earnings, 10 yrs after entry | $60,110 | Scorecard, 2026 |
| Earnings premium over HS baseline | $11,750/yr | our math |
| Median debt (completers) | $21,000 | Scorecard, 2026 |
| Payback | 6.3 yrs | our math |
| 20-year net return | $161,236 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
The arithmetic, on St. Mary's College of Maryland's own numbers. Net price $18,441 × 4 years = $73,764 total. Median earnings $60,110 − the $48,360 high-school baseline = $11,750 a year of premium. $73,764 ÷ $11,750 = 6.3 years to break even; twenty years of that premium minus the cost leaves $161,236. Future dollars are not discounted, and the earnings figure blends every major here — your programme can beat or miss it. Full method.
How much debt do St. Mary's College of Maryland students graduate with?
A median $21,000 in federal loans among completers, or 35% of the $60,110 its graduates earn ten years out — our math. The figure excludes private loans and students who left before finishing.
What share of St. Mary's College of Maryland students graduate?
70% finish their degree. Spread the $73,764 bill across that completion rate and the cohort pays $105,377 per graduate produced — our math, and the figure a payback number never shows.
Is St. Mary's College of Maryland expensive compared with other Maryland colleges?
Its $18,441 net price runs $863 above the $17,578 median across the 52 Maryland colleges we profile, or $3,452 more across the full degree.