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Stevenson University vs St. Mary's College of Maryland: which has better ROI?

Private nonprofit, Owings Mills MD · vs · Public, St. Mary's City MD

The verdict

St. Mary's College of Maryland has the better ROI: it clears its 4-year net cost of $73,764 in 6.3 years versus 7.7 years at Stevenson University, on median earnings of $60,110 vs $62,079 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureStevenson UniversitySt. Mary's College of Maryland
Net price / yr$26,505$18,441
Total net cost$106,020$73,764
Median earnings, 10 yrs$62,079$60,110
Median debt$26,000$21,000
Payback7.7 yrs6.3 yrs
20-year net return$168,360$161,236

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, Stevenson University or St. Mary's College of Maryland?

St. Mary's College of Maryland, at $18,441 a year after aid versus $26,505 — a gap of $8,064 a year, or $32,256 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do Stevenson University or St. Mary's College of Maryland graduates earn more?

Stevenson University graduates report a median $62,079 ten years after entry, $1,969 more than the $60,110 at St. Mary's College of Maryland. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, Stevenson University or St. Mary's College of Maryland?

St. Mary's College of Maryland: its completers carry a median $21,000 in federal loans versus $26,000 at Stevenson University, a difference of $5,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

70% of students finish at St. Mary's College of Maryland, against 68% at Stevenson University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Stevenson University vs St. Mary's College of Maryland: frequently asked questions

Is Stevenson University or St. Mary's College of Maryland a better value?
St. Mary's College of Maryland. It clears its $73,764 net cost in about 6.3 years versus 7.7 years at Stevenson University, on median earnings of $60,110 vs $62,079 ten years out.
Which is cheaper, Stevenson University or St. Mary's College of Maryland?
St. Mary's College of Maryland: $18,441/yr net price after aid versus $26,505/yr at Stevenson University — a difference of $8,064 a year, or about $32,256 over four years.
Do Stevenson University or St. Mary's College of Maryland graduates earn more?
Stevenson University graduates earn a median $62,079 ten years after entry, versus $60,110 at St. Mary's College of Maryland — a $1,969 gap. This blends every major, so a specific field can flip it.