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St. Thomas University vs Eckerd College: which has better ROI?

Private nonprofit, Miami Gardens FL · vs · Private nonprofit, Saint Petersburg FL

The verdict

St. Thomas University has the better ROI: it clears its 4-year net cost of $105,248 in 17.8 years versus 44 years at Eckerd College, on median earnings of $54,272 vs $51,819 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureSt. Thomas UniversityEckerd College
Net price / yr$26,312$38,071
Total net cost$105,248$152,284
Median earnings, 10 yrs$54,272$51,819
Median debt$19,125$27,000
Payback17.8 yrs44 yrs
20-year net return$12,992-$83,104

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, St. Thomas University or Eckerd College?

St. Thomas University, at $26,312 a year after aid versus $38,071 — a gap of $11,759 a year, or $47,036 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do St. Thomas University or Eckerd College graduates earn more?

St. Thomas University graduates report a median $54,272 ten years after entry, $2,453 more than the $51,819 at Eckerd College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, St. Thomas University or Eckerd College?

St. Thomas University: its completers carry a median $19,125 in federal loans versus $27,000 at Eckerd College, a difference of $7,875. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

66% of students finish at Eckerd College, against 48% at St. Thomas University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

St. Thomas University vs Eckerd College: frequently asked questions

Is St. Thomas University or Eckerd College a better value?
St. Thomas University. It clears its $105,248 net cost in about 17.8 years versus 44 years at Eckerd College, on median earnings of $54,272 vs $51,819 ten years out.
Which is cheaper, St. Thomas University or Eckerd College?
St. Thomas University: $26,312/yr net price after aid versus $38,071/yr at Eckerd College — a difference of $11,759 a year, or about $47,036 over four years.
Do St. Thomas University or Eckerd College graduates earn more?
St. Thomas University graduates earn a median $54,272 ten years after entry, versus $51,819 at Eckerd College — a $2,453 gap. This blends every major, so a specific field can flip it.