Stanbridge University vs The Master's University and Seminary: which has better ROI?
Stanbridge University has the better ROI: it clears its 4-year net cost of $181,488 in 13.2 years versus 14.9 years at The Master's University and Seminary, on median earnings of $62,144 vs $57,106 ten years out. (Scorecard, 2026 · our math.)
| Measure | Stanbridge University | The Master's University and Seminary |
|---|---|---|
| Net price / yr | $45,372 | $32,647 |
| Total net cost | $181,488 | $130,588 |
| Median earnings, 10 yrs | $62,144 | $57,106 |
| Median debt | $20,000 | $20,500 |
| Payback | 13.2 yrs | 14.9 yrs |
| 20-year net return | $94,192 | $44,332 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Stanbridge University or The Master's University and Seminary?
The Master's University and Seminary, at $32,647 a year after aid versus $45,372 — a gap of $12,725 a year, or $50,900 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Stanbridge University or The Master's University and Seminary graduates earn more?
Stanbridge University graduates report a median $62,144 ten years after entry, $5,038 more than the $57,106 at The Master's University and Seminary. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Stanbridge University or The Master's University and Seminary?
Stanbridge University: its completers carry a median $20,000 in federal loans versus $20,500 at The Master's University and Seminary, a difference of $500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
68% of students finish at The Master's University and Seminary, against 62% at Stanbridge University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.