The Master's University and Seminary vs La Sierra University: which has better ROI?
La Sierra University has the better ROI: it clears its 4-year net cost of $182,264 in 13.5 years versus 14.9 years at The Master's University and Seminary, on median earnings of $61,824 vs $57,106 ten years out. (Scorecard, 2026 · our math.)
| Measure | The Master's University and Seminary | La Sierra University |
|---|---|---|
| Net price / yr | $32,647 | $45,566 |
| Total net cost | $130,588 | $182,264 |
| Median earnings, 10 yrs | $57,106 | $61,824 |
| Median debt | $20,500 | $27,000 |
| Payback | 14.9 yrs | 13.5 yrs |
| 20-year net return | $44,332 | $87,016 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, The Master's University and Seminary or La Sierra University?
The Master's University and Seminary, at $32,647 a year after aid versus $45,566 — a gap of $12,919 a year, or $51,676 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do The Master's University and Seminary or La Sierra University graduates earn more?
La Sierra University graduates report a median $61,824 ten years after entry, $4,718 more than the $57,106 at The Master's University and Seminary. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, The Master's University and Seminary or La Sierra University?
The Master's University and Seminary: its completers carry a median $20,500 in federal loans versus $27,000 at La Sierra University, a difference of $6,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
68% of students finish at The Master's University and Seminary, against 60% at La Sierra University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.