The University of Tennessee-Knoxville vs University of Memphis: which has better ROI?
The verdict
The University of Tennessee-Knoxville has the better ROI: it clears its 4-year net cost of $75,904 in 6.4 years versus 506 years at University of Memphis, on median earnings of $60,249 vs $48,458 ten years out. (Scorecard, 2026 · our math.)
| Measure | The University of Tennessee-Knoxville | University of Memphis |
|---|---|---|
| Net price / yr | $18,976 | $12,397 |
| Total net cost | $75,904 | $49,588 |
| Median earnings, 10 yrs | $60,249 | $48,458 |
| Median debt | $20,500 | $23,300 |
| Payback | 6.4 yrs | 506 yrs |
| 20-year net return | $161,876 | $-47,628 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.