The University of Texas at San Antonio vs St Philip's College: which has better ROI?
The University of Texas at San Antonio has the better ROI: it clears its 4-year net cost of $43,344 in 4.9 years versus not at all at St Philip's College, on median earnings of $57,131 vs $38,224 ten years out. (Scorecard, 2026 · our math.)
| Measure | The University of Texas at San Antonio | St Philip's College |
|---|---|---|
| Net price / yr | $10,836 | $4,273 |
| Total net cost | $43,344 | $17,092 |
| Median earnings, 10 yrs | $57,131 | $38,224 |
| Median debt | $20,500 | $9,500 |
| Payback | 4.9 yrs | — |
| 20-year net return | $132,076 | -$219,812 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, The University of Texas at San Antonio or St Philip's College?
St Philip's College, at $4,273 a year after aid versus $10,836 — a gap of $6,563 a year, or $26,252 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do The University of Texas at San Antonio or St Philip's College graduates earn more?
The University of Texas at San Antonio graduates report a median $57,131 ten years after entry, $18,907 more than the $38,224 at St Philip's College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, The University of Texas at San Antonio or St Philip's College?
St Philip's College: its completers carry a median $9,500 in federal loans versus $20,500 at The University of Texas at San Antonio, a difference of $11,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
53% of students finish at The University of Texas at San Antonio, against 28% at St Philip's College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.