Union Commonwealth University vs American National University-Louisville: which has better ROI?
Neither clears its cost on institution-wide earnings, but Union Commonwealth University comes closer — median earnings $42,002 against a $85,244 total, vs $28,188 at American National University-Louisville. (Scorecard, 2026 · our math.)
| Measure | Union Commonwealth University | American National University-Louisville |
|---|---|---|
| Net price / yr | $21,311 | $17,010 |
| Total net cost | $85,244 | $34,020 |
| Median earnings, 10 yrs | $42,002 | $28,188 |
| Median debt | $24,250 | $23,618 |
| Payback | — | — |
| 20-year net return | -$212,404 | -$437,460 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, Union Commonwealth University or American National University-Louisville?
American National University-Louisville, at $17,010 a year after aid versus $21,311 — a gap of $4,301 a year, or $51,224 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do Union Commonwealth University or American National University-Louisville graduates earn more?
Union Commonwealth University graduates report a median $42,002 ten years after entry, $13,814 more than the $28,188 at American National University-Louisville. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, Union Commonwealth University or American National University-Louisville?
American National University-Louisville: its completers carry a median $23,618 in federal loans versus $24,250 at Union Commonwealth University, a difference of $632. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
50% of students finish at American National University-Louisville, against 32% at Union Commonwealth University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.