University at Buffalo vs Hamilton College: which has better ROI?
University at Buffalo has the better ROI: it clears its 4-year net cost of $83,980 in 3.7 years versus 3.9 years at Hamilton College, on median earnings of $70,814 vs $78,411 ten years out. (Scorecard, 2026 · our math.)
| Measure | University at Buffalo | Hamilton College |
|---|---|---|
| Net price / yr | $20,995 | $28,985 |
| Total net cost | $83,980 | $115,940 |
| Median earnings, 10 yrs | $70,814 | $78,411 |
| Median debt | $19,000 | $17,000 |
| Payback | 3.7 yrs | 3.9 yrs |
| 20-year net return | $365,100 | $485,080 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University at Buffalo or Hamilton College?
University at Buffalo, at $20,995 a year after aid versus $28,985 — a gap of $7,990 a year, or $31,960 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University at Buffalo or Hamilton College graduates earn more?
Hamilton College graduates report a median $78,411 ten years after entry, $7,597 more than the $70,814 at University at Buffalo. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University at Buffalo or Hamilton College?
Hamilton College: its completers carry a median $17,000 in federal loans versus $19,000 at University at Buffalo, a difference of $2,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
91% of students finish at Hamilton College, against 75% at University at Buffalo. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.