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University of Louisville vs Western Kentucky University: which has better ROI?

Public, Louisville KY · vs · Public, Bowling Green KY

The verdict

University of Louisville has the better ROI: it clears its 4-year net cost of $71,952 in 13 years versus not at all at Western Kentucky University, on median earnings of $53,899 vs $43,889 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureUniversity of LouisvilleWestern Kentucky University
Net price / yr$17,988$10,990
Total net cost$71,952$43,960
Median earnings, 10 yrs$53,899$43,889
Median debt$20,500$22,095
Payback13 yrs
20-year net return$38,828-$133,380

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

Which is cheaper, University of Louisville or Western Kentucky University?

Western Kentucky University, at $10,990 a year after aid versus $17,988 — a gap of $6,998 a year, or $27,992 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

Do University of Louisville or Western Kentucky University graduates earn more?

University of Louisville graduates report a median $53,899 ten years after entry, $10,010 more than the $43,889 at Western Kentucky University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

Which leaves students with less debt, University of Louisville or Western Kentucky University?

University of Louisville: its completers carry a median $20,500 in federal loans versus $22,095 at Western Kentucky University, a difference of $1,595. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

Which graduates more of its students?

61% of students finish at University of Louisville, against 56% at Western Kentucky University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

University of Louisville vs Western Kentucky University: frequently asked questions

Is University of Louisville or Western Kentucky University a better value?
University of Louisville. It clears its $71,952 net cost in about 13 years versus no clear payback at Western Kentucky University, on median earnings of $53,899 vs $43,889 ten years out.
Which is cheaper, University of Louisville or Western Kentucky University?
Western Kentucky University: $10,990/yr net price after aid versus $17,988/yr at University of Louisville — a difference of $6,998 a year, or about $27,992 over four years.
Do University of Louisville or Western Kentucky University graduates earn more?
University of Louisville graduates earn a median $53,899 ten years after entry, versus $43,889 at Western Kentucky University — a $10,010 gap. This blends every major, so a specific field can flip it.