University of Mary Hardin-Baylor vs Abilene Christian University-Undergraduate Online: which has better ROI?
Abilene Christian University-Undergraduate Online has the better ROI: it clears its 4-year net cost of $94,792 in 12.9 years versus 13.4 years at University of Mary Hardin-Baylor, on median earnings of $55,736 vs $56,132 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Mary Hardin-Baylor | Abilene Christian University-Undergraduate Online |
|---|---|---|
| Net price / yr | $26,106 | $23,698 |
| Total net cost | $104,424 | $94,792 |
| Median earnings, 10 yrs | $56,132 | $55,736 |
| Median debt | $26,000 | $24,250 |
| Payback | 13.4 yrs | 12.9 yrs |
| 20-year net return | $51,016 | $52,728 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of Mary Hardin-Baylor or Abilene Christian University-Undergraduate Online?
Abilene Christian University-Undergraduate Online, at $23,698 a year after aid versus $26,106 — a gap of $2,408 a year, or $9,632 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of Mary Hardin-Baylor or Abilene Christian University-Undergraduate Online graduates earn more?
University of Mary Hardin-Baylor graduates report a median $56,132 ten years after entry, $396 more than the $55,736 at Abilene Christian University-Undergraduate Online. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of Mary Hardin-Baylor or Abilene Christian University-Undergraduate Online?
Abilene Christian University-Undergraduate Online: its completers carry a median $24,250 in federal loans versus $26,000 at University of Mary Hardin-Baylor, a difference of $1,750. The figure counts students who finished; it excludes private loans and anyone who left before graduating.