University of North Georgia vs Spelman College: which has better ROI?
Spelman College has the better ROI: it clears its 4-year net cost of $155,868 in 13.4 years versus 22.1 years at University of North Georgia, on median earnings of $59,993 vs $50,135 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of North Georgia | Spelman College |
|---|---|---|
| Net price / yr | $9,823 | $38,967 |
| Total net cost | $39,292 | $155,868 |
| Median earnings, 10 yrs | $50,135 | $59,993 |
| Median debt | $17,750 | $25,000 |
| Payback | 22.1 yrs | 13.4 yrs |
| 20-year net return | -$3,792 | $76,792 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
Which is cheaper, University of North Georgia or Spelman College?
University of North Georgia, at $9,823 a year after aid versus $38,967 — a gap of $29,144 a year, or $116,576 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
Do University of North Georgia or Spelman College graduates earn more?
Spelman College graduates report a median $59,993 ten years after entry, $9,858 more than the $50,135 at University of North Georgia. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
Which leaves students with less debt, University of North Georgia or Spelman College?
University of North Georgia: its completers carry a median $17,750 in federal loans versus $25,000 at Spelman College, a difference of $7,250. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
Which graduates more of its students?
78% of students finish at Spelman College, against 37% at University of North Georgia. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.